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Debit card use on the decline, study finds

The number of consumers who use debit cards for purchases has declined steadily since 2011, the year following enactment of the Durbin Amendment, and now stands at 54 percent, according to a newly released report from Mercator Advisory Group.   This is in spite of high consumer...

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Visa: EMV Cuts Card-Present Counterfeit Fraud By 80%

Merchants saw a drop in card-present fraud due to the increased adoption of Europay, Mastercard and Visa (EMV) chip cards, Visa said.   Merchants who have upgraded to chip technology saw a decrease of 80 percent in counterfeit fraud dollars in September of 2018 when compared to September...

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Mobile Transactions Continue to Spike in Global Ecommerce

Mobile transactions, particularly with smartphones, continue to grow globally when retailers promote their apps, according to a study by Criteo.   Criteo found omnichannel customers have the highest lifetime value and on average represent 27% of all sales, despite making up only 7% of all customers.   “Given that...

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5 Mistakes Merchants Make That Lead to More Chargebacks

Disputing chargebacks can be tedious and cumbersome, not to mention discouraging; the process doesn’t favor merchants, as banks and credit card companies require little proof on the part of the consumer to substantiate their claims.   Between the complexity of the chargeback process and the sheer volume...

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